Adult friend chatting without craditcard revalidating lapsed ppl

Okay, okay, you've probably already heard of Facebook.

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Between classes, recreational activities, student groups, and on-campus parties, you're constantly exposed to new people with similar interests, with whom you can forge tight-knit bonds.

Once you graduate, however, many people move to different parts of the country or the world.

Most adults are better served by finances that are independent and separate from others.

Shared financial responsibility is a potential minefield of dangers to your credit, your financial solvency and economic health, and your mental well being.

In some states, married couples are jointly liable whether both parties are named or not.